On the other hand, understanding when to hold onto particular cards can be just as important. Until you have a better idea of your opponents' hand combinations, it mightrummy with cash be prudent to hold onto any high-point cards you have that don't add to your current melds. Keeping cards that might eventually form sets or sequences can give you options and flexibility as the game goes on. Learning how to discard and hold in Rummy Ola requires finding a balance between aggressive play and strategic decision-making.